noun
1.
Underwriting is the process by which insurance companies evaluate the Risk of a car, home, or other property or individual to be insured. This process takes place when you submit your application, and is done by an Underwriter from an insurance company.
Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.
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Carpooling might save you money on your premiums.